About Kuflink

At Kuflink our premise is growing and succeeding together. We help our borrowers to grow their property portfolios
while our investors grow their money. Everybody wins, and that’s why we’re passionate about what we do!

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As experienced property investors, Kuflink’s founders watched closely as the market became harder and harder to get into after the financial crash, and they got to thinking – how on earth are normal people supposed to manage their money efficiently?

It’s almost impossible to find a savings account that pays above inflation. As for stocks and shares, well, they’re just confusing and unpredictable. In fact, it’s a huge pain to find a decent return on your money anywhere, and borrowing money at a reasonable rate is just as difficult.

That’s where Kuflink comes in; our award-winning platform unites borrowers with lenders, providing a steady flow of accessible finance and better interest rates. Because getting more for your money really is that simple.

We live and breathe the Kuflink Culture and Values, with the core aim to Connect People to Financial Freedom.

Kuflink Bridging

2011
- The company launches as Alpha Bridging
2013
- Leigh Carr Filed Audited Accounts made up to 31 December 2012
2014
- Leigh Carr Filed Audited Accounts made up to 31 December 2013
2015
- Alpha Bridging becomes a member of the NACFB
- Alpha Bridging becomes a member of the Association of Short Term Lenders
- Leigh Carr Filed Audited Accounts made up to 31 December 2014
2016
- The firm rebrands as Kuflink Bridging in line with the launch of our peer-to-peer platform.
- Kuflink Bridging receives full FCA authorisation.
- Leigh Carr Filed Audited Accounts made up to 31 December 2015
2017
- Kuflink Bridging appoints two new Senior Underwriters with a combined experience of over 40 years in finance and property.
- Nattalie Weeks is appointed as a Director of Kuflink Bridging.
- Leigh Carr Filed Audited Accounts made up to 30 June 2017
2018
- Introduction of new, lower, bridging loan rates, starting from 0.75%.
  
  Kuflink Bridging wins ‘Best Specialist Finance Provider’ at the 2018 Property Wire Awards.
- Kuflink Bridging gains ISO 27001 Certification.
- Ernst & Young filed Audited Accounts made up to 30 June 2018
2019
- Kuflink wins ‘Best Alternative Business Funding Provider’ at the Business Moneyfacts Awards.
- Kuflink completes its first ever offshore loan, which is fully funded through our P2P platform.
2020
- “Best Service from an Alternative Funding Provider” Business Moneyfacts Awards 2020.
- MHA Macintyre Hudson engaged as New Auditors 01 September 2020
2021
- Ernst & Young filed Audited Accounts made up to 30 June 2019
  
  Gurjit Dale joins as a BDM, who joins from a senior sales position at consumer goods corporation Proctor & Gamble
  
  Gross Loan Book passes £61 million in June 2021

Kuflink Ltd

2016
- Kuflink’s peer-to-peer platform is unveiled
2017
- the Business Moneyfacts Awards
- SFI Awards
- Property Wire Awards!
- Kuflink becomes a member of the UK Crowdfunding Association.
- Kuflink peer-to-peer platform gains full authorisation by the FCA.
- Auto-Invest Product is launched on the platform.
- Kuflink becomes authorised by the HMRC as ISA managers and the Innovative Finance ISA product is launched.
- Narinder Khattoare is appointed Chief Executive Officer.
- Leigh Carr Filed Audited Accounts made up to 30 June 2017
2018
- The business gains ISO 27001 Certification.
- Kuflink wins awards at the 2018 Business Moneyfacts Award
- Property Wire Awards 2018
- Ernst & Young filed Audited Accounts made up to 30 June 2018
2019
- ‘Best Alternative Business Funding Provider’ at the Business Moneyfacts Awards.
- Kuflink completes its first ever offshore loan, which is fully funded through our P2P platform.
- Development begins on the Kuflink App.
- Kuflink reaches £50m invested milestone.
- Kuflink is highly commended in the P2P Lender of the Year category at the Bridging and Commercial Awards
- Commended in the Peer to Peer Provider of the Year category at the Moneyfacts Consumer Awards
2020
- “Best Service from an Alternative Funding Provider”
- Business Moneyfacts Awards 2020.
- Compound Interest Function on Select Invest Products
- Kuflink launches Beta version of the Kuflink APP.
- MHA Macintyre Hudson engaged as New Auditors 01 September 2020
- Kuflink reaches 5th spot in Peer to Peer & Online Lending funding in UK (source P2PMarketData.com (Nov 2020).
- Kuflink receives an Exceptional 3/3 4thWay PLUS Rating (Nov 2020).
- Kuflink reaches £100m invested milestone (Dec 2020).
2021
- Kuflink achieves a 5 star Rating at Defaqto (Feb 2021).
- Kuflink reaches 4th spot in Peer to Peer & Online Lending funding in UK (Source P2PMarketData.com - Jan 2021).
- Kuflink reaches 3rd spot in Peer to Peer & Online Lending funding in UK (Source P2PMarketData.com - Mar 2021).
- Ernst & Young filed Audited Accounts made up to 30 June 2019
  
  Kuflink ® is a registered European Community trademark (No. 1553541 & 1553358) and a registered United States trademark (79295020 & 79295083) of Kuflink Group Plc (May 2021)
  
  Kuflink reaches 2nd spot in Peer to Peer & Online Lending funding in UK (Source P2PMarketData.com May 2021).
  
  Kuflink reaches £135m invested milestone (June 2021).

The Faces Behind The Brand

We’re constantly welcoming new ideas and new talent onboard.
Even though our stellar line up of key staff has barely changed since day one, they have adapted and improved over time.

Narinder Khattoare

CHIEF EXECUTIVE OFFICER

Narinder started his career with Kuflink Bridging in July 2013 and has been a fundamental part of the business ever since. As CEO, he is responsible for continuing to develop Kuflink’s award-winning products as well as overseeing the day-to-day running of the company. Narinder has previously worked with Provident Financial Management, Prudential, Towergate Group and Borro.

Rawinder Binning LLB, LLM

DIRECTOR OF REGULATORY COMPLIANCE

As a co-founder of Kuflink, Rawinder draws upon his extensive experience within the property industry and his legal qualifications to continually drive high standards within the business. He has previously founded several successful property development companies and managed several large residential portfolios and industrial business parks. Rawinder has completed a Master of Laws in Professional Legal Practice (LPC) with Distinction in July 2019 and is a passionate Trustee of The Kuflink Foundation.

Nattalie Weeks

DIRECTOR/HEAD OF COLLECTIONS

As Head of Collections, Nattalie builds effective professional relationships with borrowers and solicitors to facilitate timely loan repayments. Nattalie has extensive experience in financial services; during her 30-year career with RBS, she was a member of the Corporate Credit Committee and a Securities Settlement Officer.

Hari Ramamurthy

CHIEF TECHNICAL OFFICER

Hari is an entrepreneur and technical architect with over 15 years’ experience in building scalable, robust technologies. Hari created our bespoke investment platform and continues to use his impressive experience to ensure Kuflink’s status as a leading name in UK FinTech. Prior to joining Kuflink, Hari was a founding member of LendInvest, a Co-founder of Simplycook and has also worked with Madbid and Unanimis Consulting, to name but a few.

Laura Hetherington

Head of HR & Operations

As Head of HR & Operations Laura is involved across all departments of the business and helps to ensure all timescales are met, she had previously worked for NatWest/RBS for 16 years where she led a number of different teams, she has extensive experience in Financial Services both from a lending perspective and a people perspective and so her Leadership skills are invaluable to us.

Bala Selvajith

GROUP ACCOUNTANT

Bala is a qualified accountant with extensive specialised experience of accounting and auditing for various SMEs. He is an associate member of the ACMA and a fellow member of the FCCA. At Kuflink, Bala utilises his solid understanding of compliance procedures and anti-money laundering regulations to act as the firm’s MLRO.

Tejwant Chattha

DIRECTOR

Tejwant has over 15 years’ experience of being involved in both property investment and development which has stood him in good stead for his role at Kuflink. Currently, Tejwant supports the investor relations side of the business in order to pass on his experience and expertise. He is also a trustee of the Kuflink Foundation, a charity which helps disadvantaged youth in Kent.

Gary Prince

Head of Financial Control

Gary joined Kuflink as Head of Financial Control in spring 2020, to help ensure all financial reporting aspects of the business are met, he previously worked for TSB Bank for 7 as an Accounting & Control Manager in their head office Treasury Department. He qualified in 1996 (ACCA) and brought extensive experience in Financial Services and Banking to the business