Forbes Name P2P in Top 4 Investments for 2018
“The best part is, you get to earn a pretty decent rate of return – usually upward of 6% or more”
When the first P2P platforms launched over a decade ago, they were widely regarded as a fringe investment. However, with billions now being lent across the world via these platforms, they have unmistakably become a mainstream method of investing. Even some of the most recognisable names in finance are now backing P2P lending, with Forbes calling it an investment ‘you absolutely should make in 2018’. Here are five reasons why so many people are choosing to make their money work harder for them with peer-to-peer investments:
1. P2P Lending is Regulated by the FCA
The UK Peer-to-Peer sector has been regulated by the Financial Conduct Authority since 2014. Whilst the sector is regulated, not all firms have met the required standards to achieve individual approval – however, Kuflink was amongst the first P2P lenders to gain full FCA approval back in 2016! This achievement provides additional protection for investors, ensures firms deal with any issues appropriately and requires platforms to maintain a stable and adequate financial position. In practice, FCA regulation helps to keep your money safer and gives you more confidence in your investment. *
2. Kuflink Co-Invests up to 20% Alongside You in Every Deal
We’re so passionate about our P2P opportunities that we co-invest in every single one of them! Kuflink is the only platform in the UK to co-invest up to 20% in each of our opportunities which reduces our investors’ risk exposure as, if a borrower was to default, we risk losing our stake first – although, we are proud to say that our investors have never lost a penny!
3. Kuflink’s £100 Minimum Investment Makes P2P Accessible
Getting started with peer-to-peer lending couldn’t be easier, and Kuflink welcomes investments from just £100. Your initial investment may be small but with interest rates up to 7.2%, your returns could be significant!* In comparison with other UK P2P platforms, that often set their minimum investment limits as high as £5,000, the Kuflink model is far more accessible and allows a wider range of people to benefit from peer-to-peer investing.
4. Diversifying Your Investment is Easy
Spreading your investment across different opportunities also diversifies your risk; Kuflink’s IF-ISA and Auto-Invest products make diversification hassle-free. To find out more about these opportunities, visit the Kuflink platform today.
5. Choose from a Portfolio of Short-Term Investments
Kuflink offers an ever-changing portfolio of UK property-backed deals, with terms ranging from 3-12 months. Simply browse our available opportunities, select a deal which suits your preferences and start accumulating interest right away!
Find yourself thinking about investing but never quite getting around to making a decision? Don’t get stuck in ‘paralysis by analysis’ – Forbes warns investors that, all too often, ‘you spend so much time analysing your options that you wind up putting it off and never investing at all. And eventually, the extra cash you set aside gets consumed by bills or unexpected expenses’.
Don’t let your cash get swallowed up by day-to-day expenses when you could earn up to 7.2% interest pa gross* – sign up to the Kuflink platform today or get in touch on 01474 33 44 88 to find out how you can make your money work harder for you!
*Capital is at risk. Past performance is not a guide to future returns. Rate correct as of 19/02/18.