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Promotional Terms & Conditions

To qualify for this referral scheme, you must be aged 18 or over.

You (known as the Referrer) can refer a friend (Referee) to join Kuflink. The Referrer must be an existing customer who has already invested a minimum of £100 on the platform. The Referee cannot already hold an account or have previously held an account with Kuflink. The Referee's registration with Kuflink is subject to eligibility criteria.

When registering with Kuflink Ltd. the Referee must enter our website using a link shared with them by the Referrer to confirm the referral.

Cashback will be rewarded to both Referrer and Referee based on the following cashback tiered rates:

  • £50 cashback for £500-£999.99 investments
  • £100 cashback for £1000-£4999.99 investments
  • £250 cashback for £5000+

The Referee must invest a minimum of £500 onto the platform for both parties to qualify for this scheme. The Referee can invest in as many opportunities as are available across Select-Invest, Auto-Invest and IF-ISA. Qualifying cashback amounts will be rewarded to both the Referrer and Referee. The Referee will have a 24-hour limit starting from the moment they make their first £100 investment to invest any additional amount. There is no limit to the amount of money the Referee can invest.

A Referrer can refer as many friends as they wish during the promotional period. Each referral will be treated as a new entrance during the reward period. The Referrer is entitled to a cashback reward based on the specified cashback tiers for each friend they refer who successfully invests the required amount.

The Referrer does not need to be outside of their 14 calendar day cooling off period, which begins from when you make your initial investment in to one of our products (but cannot be a Referee themselves) to refer a friend however, cashback will not be paid until the Referee is out of their 14 calendar day cooling off period that begins when you sign up to the platform and the deal is live, not in reserve. You will not earn cashback on reserve deals until they are live.

After a Referee has invested their qualifying amount and passed their 14 calendar day cooling off period they can also refer a friend.

The cash amount rewarded to both the Referrer and Referee will be transferred 6 months after the Referee’s first live investment is made. If Kuflink Ltd. withdraws the refer-a-friend offer after your referee has invested and before your cashback has been paid you will still receive the cashback reward. Should the Referee sell their investment on the secondary market within this 6 month period neither the Referrer or Referee will be eligible for cash back.

The reward will be transferred into your online Kuflink wallet. The reward cannot be deposited directly into your bank account; however, you can withdraw the cash reward from your Kuflink wallet into your bank account. Rewards cannot be given in any form other than cash deposited into your Kuflink wallet.

A Referrer cannot introduce themselves by setting up another Kuflink account. A Referrer cannot open accounts impersonating family and/or friends to gain from this cashback offer.

If the same Referee is introduced by more than one Referrer the reward will be given to the Referrer who first made the Referral.

This offer cannot be used in conjunction with any other promotions. Kuflink Ltd. works on a last-click basis, this means the most recent campaign you interacted with will be the campaign assigned to you and any other offer will be disregarded. Kuflink Ltd. reserves the right to withdraw the offer at any time and without prior notice.

Kuflink Ltd. reserves the right to close an account without notice and reverse any investments in place linked to this account.

NEW INVESTOR CASHBACK PROMOTION

To qualify for this promotion, you must be aged 18 or over. This promotion began on 01/11/2018 and will run indefinitely. Kuflink Ltd. reserves the right to withdraw the offer at any time and without prior notice.

This offer is open to new Investors only. Cashback will be rewarded based on the following cashback tiered rates:

  • £50 cashback for £500-£999.99 investments
  • £100 cashback for £1000-4999.99 investments
  • £250 cashback for £5000+

To qualify you must invest the required amount into our Select Invest and/or Auto-Invest and/or our Innovative Finance ISA*. Investments made into the Secondary Market are not eligible for cashback.

This offer applies to investment into deals which are a minimum of 6 months. Should you sell your investment on Secondary Market within this qualifying period you will not eligible for cashback. ISA transfers are also eligible. If you initiate an ISA transfer-in during the promotional period, your investment will be eligible for cashback, and you will receive your cashback reward six months after your ISA transfer-in has completed. On average ISA transfers take around 17 days to complete.

There is no limit to the amount of money you can invest however (with the exception of the HMRC ISA allowance of £20,000 tax year 2019/20), you will have a 24-hour limit starting from the moment you make your first £100 investment to invest the additional amount required, or more.

The cashback reward will be transferred into your Kuflink wallet six months after your investment goes live.

If you withdraw your investment during the 14 calendar day cooling off period that starts when you sign up to the platform, you will not be eligible to receive the cashback reward.

This offer maybe used in conjunction with other promotions. Please fully check our T&C’s for further information to see if you qualify. However, once you have successfully made your first investment you can begin referring friends and earn additional cashback through that campaign (find T&C’s here).

*HMRC annual ISA allowance 2019/20. Capital is at risk.

*Tax treatment is dependent on your individual circumstances