Pension (SIPP)
Invest through a Self-Invested Personal Pension with Kuflink, provided in partnership with Morgan Lloyd: a regulated SIPP provider.


What is SIPP?
Self Invested Personal Pension
A type of Personal Pension Scheme, SIPPs allow individuals to make their own investment decisions from a range of approved investments - P2P lending included. SIPP providers decide which investments they offer.

- Interest paid monthly or compounded to maturity
- Earn tax-free returns by investing pension funds across a SIPP eligible loan secured on UK property*
- Invest through a Self-Invested Personal Pension with Kuflink, provided in partnership with Morgan Lloyd: a regulated SIPP provider.
How does a
SIPP work?

Morgan Lloyd enables clients to allocate a part of their pension assets to the Kuflink platform. This means that it is possible to diversify a pension portfolio to include peer to peer loans alongside other investments such as stocks and shares and funds.
Investments made by a SIPP onto the Kuflink platform operate in a very similar way as a regular Kuflink account. It is important to note that any deposits or withdrawals into SIPP accounts are made between Kuflink and your SIPP bank account. The SIPP bank account is set up by Morgan Lloyd.

If you already have a SIPP with another provider it is possible to open a second SIPP, or to consider a SIPP transfer (please speak to your current provider as there are likely to be charges involved in doing so).
If you would like to invest part of your self-invested pension plan onto the Kuflink platform, it will be necessary for you to open a SIPP with a provider that has an agreement with Kuflink. If you already have a SIPP with another provider it is possible to open a second SIPP, or to consider a SIPP transfer (please speak to your current provider as there are likely to be charges involved in doing so).

Pension Provider offering SIPP
via the Kuflink platform
Established in 2003, Morgan Lloyd is one of the fastest-growing professional trustee companies in the UK. Their innovative approach presents clients with the ability to explore many investments opportunities.
Why invest
through a SIPP?

There is no minimum investment, but the SIPP provider will charge fees.
Kuflink is not authorized to provide financial advice. We cannot make recommendation regarding your Small Self Administered Pension Scheme investments.
- No tax on income, other than equity dividends
- The ability to reclaim some tax deducted at source of income
- No tax on capital gains
Contributions should attract tax relief, and lump sum benefits payable on death or at retirement are usually free of all taxes (including inheritance tax on lump sums payable on death).
SIPP - Auto
Up to 3.00% gross pa*
UK property*
- Average LTV ~ 75%*
- Interest paid monthly
- Invest through a Self-Invested Personal Pension with Kuflink, provided in a partnership with Morgan Lloyd: a regulated SIPP provider.
- Low risk rating as Investments have been stress tested to a minimum of 120% Interest cover against Kuflink's standard variable rate
- Earn tax-free returns by investing pension funds across a diversified portfolio of SIPP eligible loans secured on UK property*
SIPP Eligible
SIPP - Select
Up to 8.08% gross pa*
across any loan secured on
UK Property*
- Kuflink co-invests up to 5%*
- Interest can be paid monthly or compounded to maturity
- Secondary Market available
- Tailor your portfolio to suit your needs
- Loans start from just 3 months
- Secured against UK Property (1st & 2nd legal charges)*
SIPP Eligible
Award Winning





