Self-Invested Personal
Pension (SIPP)

Invest through a Self-Invested Personal Pension with Kuflink, provided in partnership with Morgan Lloyd: a regulated SIPP provider.

Airplane
Sipp illustration

What is SIPP?
Self Invested Personal Pension

A type of Personal Pension Scheme, SIPPs allow individuals to make their own investment decisions from a range of approved investments - P2P lending included. SIPP providers decide which investments they offer.

Img

How does a
SIPP work?

img

Morgan Lloyd enables clients to allocate a part of their pension assets to the Kuflink platform. This means that it is possible to diversify a pension portfolio to include peer to peer loans alongside other investments such as stocks and shares and funds.

Investments made by a SIPP onto the Kuflink platform operate in a very similar way as a regular Kuflink account. It is important to note that any deposits or withdrawals into SIPP accounts are made between Kuflink and your SIPP bank account. The SIPP bank account is set up by Morgan Lloyd.

If you already have a SIPP with another provider it is possible to open a second SIPP, or to consider a SIPP transfer (please speak to your current provider as there are likely to be charges involved in doing so).

If you would like to invest part of your self-invested pension plan onto the Kuflink platform, it will be necessary for you to open a SIPP with a provider that has an agreement with Kuflink. If you already have a SIPP with another provider it is possible to open a second SIPP, or to consider a SIPP transfer (please speak to your current provider as there are likely to be charges involved in doing so).

Pension Provider offering SIPP
via the Kuflink platform

Established in 2003, Morgan Lloyd is one of the fastest-growing professional trustee companies in the UK. Their innovative approach presents clients with the ability to explore many investments opportunities.

Why invest
through a SIPP?

img

There is no minimum investment, but the SIPP provider will charge fees.

Kuflink will not deduct any fees from the returns quoted for any investment made through a SIPP but our SIPP provision partner Morgan Lloyd will do so directly.

Kuflink is not authorized to provide financial advice. We cannot make recommendation regarding your Small Self Administered Pension Scheme investments.

Tax advantages
Tax relief and lump sum benefits

Contributions should attract tax relief, and lump sum benefits payable on death or at retirement are usually free of all taxes (including inheritance tax on lump sums payable on death).

Which products can you invest in via SIPP?

SIPP funds will be automatically diversified across a pool of commercial property loans. It is not possible to invest SIPP funds in our Select-Invest or Auto-Invest products.

Expert Star Ratings

Associations

Award Winning

BMF19multiWIN-altfundBMF17WIN-prdinnvprvPWA-Logo-CMYKBC-P2P-AwardMCA19_cmnd-prtopryr